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Alternative Loans

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Only use private loans if you need more loan assistance than is provided through federal financial aid. Before you apply for private loans, contact us to learn more about federal aid, which is the smartest and least expensive option.

Alternative (Private) Loans

Boise State does not endorse, recommend, or promote any lender or any products or loans offered by lenders.

Interest rates, loan fees, and repayment options vary based on lender and student credit score.  You need to read carefully about the different options available or call the lender so you may fully understand the various loan options. Boise State will process loans from any alternative loan lender, regardless of whether the lender is listed below.

Some lenders offer loans that don’t require you to meet Satisfactory Academic Progress standards. If you currently are ineligible for federal financial aid due to Satisfactory Academic Progress issues, make certain you check with the lender to see if they offer loans to students in your situation.

Federal regulations require alternative loan borrowers to provide their chosen lender with a “Private Education Loan Applicant Self-Certification” form. Instructions below.

Lenders Boise State is aware of

The following list contains lenders that Boise State is aware of or our students have used in the past. Boise State University has no affiliation with the content contained within the links. Boise State receives no compensation from these lenders. This list is provided for your convenience.

Alternative Loan Lender Certification Form Instructions


Step 1: Print out the Private Education Loan Applicant Self-Certification form

Step 2: Log into my.BoiseState Student Center to find the information need for SECTION 2 of the form.

  • For Answer A, you will need to know if you are requesting a loan for 1 or 2 semesters.
    For fall 2018, spring 2019, and summer 2019: go to my.BoiseState> Student Center> View Financial Aid> 2019> Budget,Resources and Need> Estimated Financial Aid Budget.
  • Use Term Total for a 1 semester loan or Total Cost of Attendance for 2 semester loan.
  • For Answer B, click “Return” on the Estimated Financial Aid Budget; then “Return” on the Budget, Resources and Need screen.
  • Use the “Offered” amounts on the Award Summary screen for Answer B.

Step 3: In SECTION 3 of the form you are asked for the “Period of Enrollment Covered by Loan.

  • On the chart below, find the semester(s) for which you are seeking a private loan:

Semester or TermStarting and Ending Period
Fall 2018 and Spring 2019August 2018 - May 2019
Fall 2018 OnlyAugust 2018 - December 2018
Spring 2019 OnlyJanuary 2019 - May 2019
Summer 2018 OnlyMay 2018 - August 2018
Summer 2019 OnlyMay 2019 - August 2019

Step 4: Send the completed form to the lender you have chosen for an alternative loan.

    • Each lender may have different instructions on how they want you to send the Private Education Loan Applicant Self-Certification Form.